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Unsecured Loans to the Poor


JMACTS Ltd provides unsecured loans to its members with the best possible interest rates. Unlike banks and private lenders who charge hefty interest rates from those who defaulted and/or with poor credit scores, can't avail loans due to these two factors.

JAGRUTHI provides unsecured loans up to five times a member's savings without a lot of upfront fees but by charging a late fee in the case of a default. The ability to repay a loan is the deciding factor in most of the loaning channels like traditional banks and private lenders, based on the income or other streams of revenue. The alternative is to have a loan availed with high interest rates.

Though, there are other ways like to get an unsecured personal loan by having a co-signer like a relative or friend. There are chances of a loan being granted with low interest, however, there is an inimitable risk involved the co-signer will be responsible in case of a default.

JAGRUTHI Mutually Aided Co-operative Thrift Society gives small loans and providing matching service crossing these two deciding factors with an alternative for availing easy and hassle-free unsecured loans.

The Members of JMACTS are mainly women with family businesses. They are in regular need of finances to run or expand their businesses.

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